SWIFT Codes for Banks in the United States (Complete List + Lookup)
SWIFT/BIC codes identify banks for international wire transfers. Below you’ll find a list of commonly used SWIFT codes for major US banks, plus an official source and a lookup tool to confirm the correct code before sending money.
What Is a SWIFT Code?
A SWIFT code (also called a BIC — Bank Identifier Code) is a standardized identifier used to route international bank transfers to the correct financial institution.
SWIFT codes typically have 8 or 11 characters.
Example: CHASUS33XXX
- Bank code (4 letters)
- Country code (2 letters)
- Location code (2 characters)
- Branch code (3 characters, optional)
SWIFT Codes for Major US Banks
The table below lists commonly used (often “head office”) SWIFT/BIC codes for major banks in the United States.
| Bank | SWIFT / BIC Code | City | Country |
|---|---|---|---|
| JPMorgan Chase Bank, N.A. | CHASUS33XXX |
New York | United States |
| Bank of America, N.A. | BOFAUS3NXXX |
Charlotte | United States |
| Citibank, N.A. | CITIUS33XXX |
New York | United States |
| Wells Fargo Bank, N.A. | WFBIUS6SXXX |
San Francisco | United States |
| U.S. Bank, N.A. | USBKUS44XXX |
Minneapolis | United States |
| Goldman Sachs Bank USA | GSBKUS33XXX |
New York | United States |
| Morgan Stanley Bank, N.A. | MSBKUS33XXX |
New York | United States |
| PNC Bank, N.A. | PNCCUS33XXX |
Pittsburgh | United States |
| Capital One, N.A. | NFBKUS33XXX |
McLean | United States |
| TD Bank, N.A. | NRTHUS33XXX |
Wilmington | United States |
| Truist Bank | SNTRUS3AXXX |
Charlotte | United States |
| The Bank of New York Mellon | IRVTUS3NXXX |
New York | United States |
| State Street Bank and Trust Company | SBOSUS33XXX |
Boston | United States |
| Fifth Third Bank | FTBCUS3CXXX |
Cincinnati | United States |
| Citizens Bank, N.A. | CTZIUS33XXX |
Providence | United States |
| KeyBank, N.A. | KEYBUS33XXX |
Cleveland | United States |
| The Huntington National Bank | HUNTUS33XXX |
Columbus | United States |
| Regions Bank | UPNBUS44XXX |
Birmingham | United States |
| M&T Bank | MANTUS33XXX |
Buffalo | United States |
| First Republic Bank | FRBBUS6SXXX |
San Francisco | United States |
Disclaimer: This list is provided for informational purposes. Banks may have multiple SWIFT codes. Always confirm the correct SWIFT/BIC code with the beneficiary or your bank before sending an international transfer.
SWIFT Code Lookup (Search Tool)
If you need a SWIFT code for a specific bank branch or department, use a SWIFT lookup tool and verify the result against your bank’s instructions.
SWIFT code search tool: https://bank.codes/swift-code/
When Do You Need a SWIFT Code?
You typically need a SWIFT/BIC code when:
- Sending or receiving international wire transfers
- Making cross-border business payments
- Receiving funds from overseas customers or partners
For domestic transfers within the United States, banks often use ABA routing numbers instead of SWIFT codes.
Sources
Official source: SWIFT — SWIFTRef (BIC Directory / official registry of SWIFT/BIC codes):
https://www.swift.com/swiftref
Additional public directories may be used for convenience, but SWIFTRef is the authoritative reference for SWIFT/BIC identifiers.
FAQ
What is a SWIFT/BIC code?
A SWIFT/BIC code is a standardized identifier used to route international bank transfers to the correct bank and location.
Do all US banks have a SWIFT code?
Not always. SWIFT codes are primarily used for international transfers. Some smaller banks rely on intermediary banks for cross-border wires.
Is a SWIFT code the same as a routing number (ABA)?
No. ABA routing numbers are mainly used for domestic US transfers, while SWIFT codes are used for international transfers.
Why do banks have multiple SWIFT codes?
Large banks may use different SWIFT codes for specific branches, departments, or services (e.g., wires, securities, regions).
What is the official source for SWIFT codes?
The official registry of SWIFT/BIC identifiers is maintained by SWIFT via SWIFTRef (BIC Directory).
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